Business, Restructuring & Insolvency Insights
Practical insights, analysis and updates from WCT Advisory's experienced financial advisory, restructuring and insolvency specialists.
Explore our latest thinking on business financial distress, restructuring, insolvency, corporate finance, taxation, business valuations, director obligations and emerging issues affecting Australian businesses.
Need help understanding what this means for your business?
Our team can help you assess your circumstances, understand your options and determine the appropriate next step.
How will payday super affect director penalty notice (DPN) risk?
From 1 July 2026, superannuation must be paid every payday, not quarterly. While much has been written about payroll and compliance impacts, the real issue for directors is far sharper: Payday Super fundamentally alters the practical risk under the Director Penalty Notice regime.
How should you read and challenge a business valuation report?
Most SME valuations in Australia use the Capitalisation of Future Maintainable Earnings method. It's simple, practical, and widely accepted. But small judgement calls about “maintainable” earnings, and the multiple can easily move value by 30–50%.
A valuation is only as good as the assumptions underneath it. Knowing which assumptions to challenge, and how, is what turns a thick report into actionable advice.
What are the benefits of hiring a fractional CFO?
A fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time, project, or retainer basis rather than as a permanent employee. They bring the same strategic thinking, financial discipline, and decision support as a full-time CFO, but you pay only for the time and expertise you actually need, which at your development phase might not be full time.